Plan year 2027 · HealthSpring · McHenry County, IL
Is HealthSpring leaving McHenry County in 2027?
Yes. HealthSpring won't offer Medicare Advantage plans in McHenry County in 2027, affecting about 313 members. 39 plans from other carriers are still offered here.
Step 1 · Check your plan
Is your HealthSpring plan affected?
Tap your plan to see its 2027 status in McHenry County, or type its name.
Is your plan one of these?
HealthSpring has notified CMS that 4 plans in McHenry County will no longer cover the full county starting January 1, 2027. Members will need to choose new coverage during the Annual Enrollment Period (October 15 – December 7, 2026). An estimated 313 HealthSpring members in McHenry County are affected.
Affected HealthSpring plans
| Plan | What's changing | Effective | What members must do |
|---|---|---|---|
HealthSpring Preferred (HMO) H4513-085 · HMO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
HealthSpring Preferred Savings (HMO) H4513-086 · HMO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
HealthSpring True Choice (PPO) H7849-002 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
HealthSpring True Choice Savings (PPO) H7849-080 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
What this means for you
If your plan is reducing its service area
The plan continues elsewhere but is dropping McHenry County. Because you live in the county being dropped, you are treated the same as a member of a terminated plan: you must pick new coverage and receive the same Special Enrollment Period and Medigap protections.
Can you stay with HealthSpring in McHenry County?
No. HealthSpring has no other Medicare Advantage plans in McHenry County for 2027, so you'll need a plan from a different carrier. 39 plans from 8 carriers are available.
Plans available in McHenry County for 2027
Losing a plan does not mean losing options. 39 Medicare Advantage plans from 8 carriers are offered in McHenry County, Illinois for 2027. 33 have a $0 monthly premium, and 4 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| AARP Medicare Advantage from UHC IL-2 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| AARP Medicare Advantage from UHC IL-5 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 39 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Other carriers changing plans in McHenry County
Other Illinois counties HealthSpring is leaving
Step 2 · Tell us where to send your options
Losing your HealthSpring plan? Here are your options
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.