Plan year 2027 · Santa Cruz County, AZ
Medicare Advantage plans leaving Santa Cruz County, Arizona in 2027
2 carriers are pulling plans from Santa Cruz County for 2027: Wellcare and UnitedHealthcare.
Step 1 · Check your plan
Is your plan leaving Santa Cruz County?
Tap your plan to see its 2027 status in Santa Cruz County, or type its name.
Is your plan one of these?
2 carriers are changing coverage in Santa Cruz County for 2027: 6 plan terminations. Roughly 578 members in Santa Cruz County are affected. 33 Medicare Advantage plans were offered here in 2026; 28 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Santa Cruz County
Every affected plan in Santa Cruz County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| UnitedHealthcare | AARP Medicare Advantage Access from UHC AZ-15 (PPO) H2406-129 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| UnitedHealthcare | AARP Medicare Advantage CareFlex from UHC AZ-17 (HMO-POS) H5253-178 · HMO-POS | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Arizona Complete Health Dual Align (HMO D-SNP) H5590-010 · HMO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Giveback (HMO) H0351-054 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Simple (HMO) H0351-053 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Specialty Simple (HMO C-SNP) H0351-057 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in Santa Cruz County for 2027
Losing a plan does not mean losing options. 28 Medicare Advantage plans from 8 carriers are offered in Santa Cruz County, Arizona for 2027. 20 have a $0 monthly premium, and 6 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC AZ-0010 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| Alignment Health Heart & Diabetes 003 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health Heart & Diabetes Plus 007 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health ONE + Walgreens 002 (HMO)Alignment Health Plan$0/moHMO | HMO | $0 |
Showing the 5 lowest-premium of 28 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Santa Cruz County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Arizona
Wellcare
ZIP codes in Santa Cruz County
These changes apply to Medicare Advantage members living in Santa Cruz County, including these ZIP codes:
85621, 85624, 85637, 85640, 85646, 85648