Plan year 2027 · Winnebago County, IL
Medicare Advantage plans leaving Winnebago County, Illinois in 2027
5 carriers are pulling plans from Winnebago County for 2027: Blue Cross and Blue Shield of Illinois, Humana, Wellcare and 2 more.
Step 1 · Check your plan
Is your plan leaving Winnebago County?
Tap your plan to see its 2027 status in Winnebago County, or type its name.
Is your plan one of these?
Showing the 8 largest of 12 changing plans. Don't see yours? Type it below.
5 carriers are changing coverage in Winnebago County for 2027: 12 plan terminations. Roughly 593 members in Winnebago County are affected. 53 Medicare Advantage plans were offered here in 2026; 41 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Winnebago County
- Blue Cross and Blue Shield of Illinois5 terminations311 membersBlue Cross Medicare Advantage Value (HMO) · Blue Cross Medicare Advantage Dental Premier (PPO) · Blue Cross Medicare Advantage Protect (PPO) …
- Humana2 terminations270 membersHumana Full Access H5216-412 (PPO) · Humana Full Access H7617-009 (PPO)
- Wellcare1 termination12 membersWellcare Patriot Giveback (HMO)
- Clear Spring Health3 terminationsClear Spring Health BrightPath Advantage (HMO) · Clear Spring Health BrightPath Advantage (HMO) · Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP)
- Molina Healthcare of Illinois1 terminationMolina Medicare Choice Care (HMO)
Every affected plan in Winnebago County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Blue Cross and Blue Shield of IL, NM | Blue Cross Medicare Advantage Value (HMO) H3822-014 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Blue Cross and Blue Shield of IL, NM, OK, TX | Blue Cross Medicare Advantage Dental Premier (PPO) H8634-021 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Blue Cross and Blue Shield of IL, NM, OK, TX | Blue Cross Medicare Advantage Essential (PPO) H8634-012 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Blue Cross and Blue Shield of IL, NM, OK, TX | Blue Cross Medicare Advantage Health Choice (PPO) H8634-018 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Blue Cross and Blue Shield of IL, NM, OK, TX | Blue Cross Medicare Advantage Protect (PPO) H8634-019 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Clear Spring Health | Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP) H5454-005 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Clear Spring Health | Clear Spring Health BrightPath Advantage (HMO) H3071-002 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Clear Spring Health | Clear Spring Health BrightPath Advantage (HMO) H5454-001 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Humana | Humana Full Access H5216-412 (PPO) H5216-412 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Humana | Humana Full Access H7617-009 (PPO) H7617-009 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Molina Healthcare of Illinois | Molina Medicare Choice Care (HMO) H2715-003 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Patriot Giveback (HMO) H5779-011 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in Winnebago County for 2027
Losing a plan does not mean losing options. 41 Medicare Advantage plans from 8 carriers are offered in Winnebago County, Illinois for 2027. 34 have a $0 monthly premium, and 4 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| Aetna Medicare Advantra Signature Extra (PPO)Aetna Medicare$0/moPPO | PPO | $0 |
| Aetna Medicare Eagle (PPO)Aetna Medicare$0/moPPO | PPO | $0 |
| Aetna Medicare FIDE (HMO D-SNP)Aetna Medicare FIDE$0/moHMO D-SNP | HMO D-SNP | $0 |
| Aetna Medicare Prime Chronic Care (HMO C-SNP)Aetna Medicare$0/moHMO C-SNP | HMO C-SNP | $0 |
Showing the 5 lowest-premium of 41 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Winnebago County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Illinois
Blue Cross and Blue Shield of Illinois
Humana
ZIP codes in Winnebago County
These changes apply to Medicare Advantage members living in Winnebago County, including these ZIP codes:
61016, 61024, 61063, 61072, 61073, 61077, 61079, 61080, 61088, 61101, 61102, 61103, 61104, 61107, 61108, 61109, 61111, 61112, 61114, 61115