Plan year 2027 · Bay County, MI
Medicare Advantage plans leaving Bay County, Michigan in 2027
3 carriers are pulling plans from Bay County for 2027: Priority Health, Aetna and Wellcare.
Step 1 · Check your plan
Is your plan leaving Bay County?
Tap your plan to see its 2027 status in Bay County, or type its name.
Is your plan one of these?
Showing the 8 largest of 11 changing plans. Don't see yours? Type it below.
3 carriers are changing coverage in Bay County for 2027: 6 plan terminations and 5 service area reductions. Roughly 2,458 members in Bay County are affected. 71 Medicare Advantage plans were offered here in 2026; 63 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Bay County
- Priority Health2 terminations4 service area reductions2,056 membersPriorityMedicare Key (HMO-POS) · PriorityMedicare Vintage (HMO-POS) · PriorityMedicare Thrive Plus (PPO) …
- Aetna1 service area reduction336 membersAetna Medicare Full Dual Care (HMO D-SNP)
- Wellcare4 terminations66 membersWellcare Simple Open (PPO) · Wellcare Patriot Giveback Open (PPO) · Wellcare Dual Access Open (PPO D-SNP) …
Every affected plan in Bay County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Aetna Medicare | Aetna Medicare Full Dual Care (HMO D-SNP) H3192-007 · HMO D-SNP | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Edge (PPO) H4875-020 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Key (HMO-POS) H2320-022 · HMO-POS | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Thrive (PPO) H4875-024 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Thrive Plus (PPO) H4875-018 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Vintage (HMO-POS) H2320-031 · HMO-POS | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Priority Health Medicare | PriorityMedicare Vital (PPO) H4875-022 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Dual Access Open (PPO D-SNP) H2117-002 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Dual Reserve (HMO-POS D-SNP) H5475-039 · HMO-POS D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Patriot Giveback Open (PPO) H2117-003 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Simple Open (PPO) H2117-001 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in Bay County for 2027
Losing a plan does not mean losing options. 63 Medicare Advantage plans from 10 carriers are offered in Bay County, Michigan for 2027. 41 have a $0 monthly premium, and 14 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC MI-0001 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage from UHC MI-4 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Patriot No Rx MI-MA2 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| Aetna Medicare Eagle (PPO)Aetna Medicare$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 63 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Bay County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Michigan
Priority Health
Aetna
ZIP codes in Bay County
These changes apply to Medicare Advantage members living in Bay County, including these ZIP codes:
48611, 48613, 48631, 48634, 48650, 48706, 48708, 48710, 48732, 48747