Plan year 2027 · Humana · Gladwin County, MI
Humana plans ending in Gladwin County for 2027
Humana is ending 2 plans here for 2027 but still offers 10 other plans in Gladwin County.
Step 1 · Check your plan
Is your Humana plan affected?
Tap your plan to see its 2027 status in Gladwin County, or type its name.
Is your plan one of these?
Humana has notified CMS that 2 plans in Gladwin County will no longer cover the full county starting January 1, 2027. Members will need to choose new coverage during the Annual Enrollment Period (October 15 – December 7, 2026). An estimated 154 Humana members in Gladwin County are affected.
Affected Humana plans
| Plan | What's changing | Effective | What members must do |
|---|---|---|---|
Humana USAA Honor Giveback with Rx (PPO) H5216-305 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
Humana Full Access Giveback H5216-306 (PPO) H5216-306 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
What this means for you
If your plan is reducing its service area
The plan continues elsewhere but is dropping Gladwin County. Because you live in the county being dropped, you are treated the same as a member of a terminated plan: you must pick new coverage and receive the same Special Enrollment Period and Medigap protections.
Can you stay with Humana in Gladwin County?
Yes. Humana offers 10 other Medicare Advantage plans in Gladwin County for 2027, so switching plans doesn't have to mean switching carriers. Check that your doctors and prescriptions carry over before you choose.
| Plan | Type | Monthly premium |
|---|---|---|
| Humana Dual Select H5216-385 (PPO D-SNP)Humana$0/moPPO D-SNP | PPO D-SNP | $0 |
| Humana Full Access Giveback (PPO)Humana$0/moPPO | PPO | $0 |
| Humana USAA Honor Giveback (PPO)Humana$0/moPPO | PPO | $0 |
Showing the 3 lowest-premium of 10 Humana plans.
Plans available in Gladwin County for 2027
Losing a plan does not mean losing options. 50 Medicare Advantage plans from 9 carriers are offered in Gladwin County, Michigan for 2027. 29 have a $0 monthly premium, and 12 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC MI-0001 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| BCN Advantage Elements (HMO-POS)Blue Care Network$0/moHMO-POS | HMO-POS | $0 |
| HAP Medicare Connect (HMO)Health Alliance Plan by Henry Ford Health$0/moHMO | HMO | $0 |
| HAP Medicare Explore (PPO)Health Alliance Plan by Henry Ford Health$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 50 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Other carriers changing plans in Gladwin County
Other Michigan counties Humana is leaving
Step 2 · Tell us where to send your options
Losing your Humana plan? Here are your options
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.