Plan year 2027 · Humana · H5216-305
Is Humana USAA Honor Giveback with Rx (PPO) (H5216-305) leaving your county in 2027?
For members in 38 counties in Michigan, yes. Humana USAA Honor Giveback with Rx (PPO) won't cover those counties in 2027, so at least 2,307 members there need a new plan.
What this means for you
What happens if you live in one of these counties
Humana USAA Honor Giveback with Rx (PPO) won't cover the counties listed below in 2027. Members who live there are treated the same as members of a plan that's ending. You can choose a new plan during Annual Enrollment (October 15 – December 7, 2026). Because your plan is ending, you also get a Special Enrollment Period through February 28, 2027, and the right to buy certain Medigap policies with no health questions.
Counties this plan is leaving
Tap your county to check your plan and see what's still offered there for 2027. Member counts are at least what CMS reports; CMS hides counts of 10 or fewer.
| County | Members affected | 2027 plans open to everyone |
|---|---|---|
| Mackinac County | At least 498 | 10 plans |
| Manistee County | At least 205 | 37 plans |
| Mason County | At least 194 | 35 plans |
| Schoolcraft County | At least 150 | 12 plans |
| Isabella County | At least 132 | 30 plans |
| Baraga County | At least 130 | 9 plans |
| Iosco County | At least 128 | 38 plans |
| Luce County | At least 120 | 12 plans |
| Ontonagon County | At least 105 | 10 plans |
| Osceola County | At least 105 | 48 plans |
| Chippewa County | At least 48 | 11 plans |
| Iron County | At least 45 | 10 plans |
| Houghton County | At least 40 | 12 plans |
| Grand Traverse County | At least 37 | 40 plans |
| Cheboygan County | At least 26 | 28 plans |
| Gogebic County | At least 26 | 10 plans |
| Huron County | At least 24 | 38 plans |
| Alpena County | At least 23 | 18 plans |
| Alcona County | At least 22 | 18 plans |
| Alger County | At least 22 | 10 plans |
| Roscommon County | At least 22 | 42 plans |
| Wexford County | At least 21 | 45 plans |
| Otsego County | At least 20 | 40 plans |
| Benzie County | At least 19 | 39 plans |
| Antrim County | At least 16 | 38 plans |
| Emmet County | At least 16 | 30 plans |
| Montmorency County | At least 16 | 36 plans |
| Ogemaw County | At least 16 | 41 plans |
| Gladwin County | At least 15 | 35 plans |
| Kalkaska County | At least 15 | 41 plans |
| Presque Isle County | At least 14 | 18 plans |
| Charlevoix County | At least 13 | 35 plans |
| Crawford County | At least 12 | 42 plans |
| Lake County | At least 12 | 45 plans |
| Keweenaw County | 10 or fewer | 11 plans |
| Leelanau County | 10 or fewer | 37 plans |
| Missaukee County | 10 or fewer | 43 plans |
| Oscoda County | 10 or fewer | 29 plans |
Dates that matter
Annual Notice of Change mailed
Carriers had to mail your Annual Notice of Change, or a non-renewal letter if your plan is ending, before enrollment opens. Check yours for changes.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Get your 2027 options
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.