Plan year 2027 · Mackinac County, MI
Humana plans ending in Mackinac County for 2027
Humana is ending one plan here for 2027 but still offers 3 other plans in Mackinac County.
Step 1 · Check your plan
Is your plan leaving Mackinac County?
Tap your plan to see its 2027 status in Mackinac County, or type its name.
Is your plan one of these?
1 carrier is changing coverage in Mackinac County for 2027: 1 service area reduction. Roughly 498 members in Mackinac County are affected. 12 Medicare Advantage plans were offered here in 2026; 11 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Mackinac County
- Humana1 service area reduction498 membersHumana USAA Honor Giveback with Rx (PPO)
Every affected plan in Mackinac County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Humana | Humana USAA Honor Giveback with Rx (PPO) H5216-305 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
Plans available in Mackinac County for 2027
Losing a plan does not mean losing options. 11 Medicare Advantage plans from 4 carriers are offered in Mackinac County, Michigan for 2027. 4 have a $0 monthly premium, and 1 is a D-SNP plan for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| BCN Advantage Elements (HMO-POS)Blue Care Network$0/moHMO-POS | HMO-POS | $0 |
| Humana USAA Honor Giveback (PPO)Humana$0/moPPO | PPO | $0 |
| HumanaChoice R0110-013 (Regional PPO)Humana$0/moRegional PPO | Regional PPO | $0 |
| Medicare Plus Blue Value (PPO)Blue Cross Blue Shield of Michigan$0/moPPO | PPO | $0 |
| Upper Peninsula Health Plan MI Coordinated Health (HMO D-SNP)Upper Peninsula Health Plan (UPHP) MI Coordinated Health$6.30/moHMO D-SNP | HMO D-SNP | $6.30 |
Showing the 5 lowest-premium of 11 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Mackinac County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Michigan
ZIP codes in Mackinac County
These changes apply to Medicare Advantage members living in Mackinac County, including these ZIP codes:
49719, 49745, 49757, 49760, 49762, 49775, 49781, 49820, 49827, 49838