Plan year 2027 · Houghton County, MI
Medicare Advantage plans leaving Houghton County, Michigan in 2027
2 carriers are pulling plans from Houghton County for 2027: Humana and Aetna.
Step 1 · Check your plan
Is your plan leaving Houghton County?
Tap your plan to see its 2027 status in Houghton County, or type its name.
Is your plan one of these?
2 carriers are changing coverage in Houghton County for 2027: 4 service area reductions. Roughly 640 members in Houghton County are affected. 18 Medicare Advantage plans were offered here in 2026; 13 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Houghton County
Every affected plan in Houghton County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Aetna Medicare | Aetna Medicare Eagle (PPO) H5521-286 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Aetna Medicare | Aetna Medicare Signature (PPO) H5521-285 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana Full Access Giveback H5216-306 (PPO) H5216-306 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana USAA Honor Giveback with Rx (PPO) H5216-305 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
Plans available in Houghton County for 2027
Losing a plan does not mean losing options. 13 Medicare Advantage plans from 3 carriers are offered in Houghton County, Michigan for 2027. 6 have a $0 monthly premium, and 1 is a D-SNP plan for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| Humana Full Access Giveback (PPO)Humana$0/moPPO | PPO | $0 |
| Humana USAA Honor Giveback (PPO)Humana$0/moPPO | PPO | $0 |
| Humana USAA Honor Giveback (PPO)Humana$0/moPPO | PPO | $0 |
| Humana Value Plus H5216-382 (PPO)Humana$0/moPPO | PPO | $0 |
| HumanaChoice R0110-013 (Regional PPO)Humana$0/moRegional PPO | Regional PPO | $0 |
Showing the 5 lowest-premium of 13 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Houghton County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Michigan
Humana
ZIP codes in Houghton County
These changes apply to Medicare Advantage members living in Houghton County, including these ZIP codes:
49905, 49913, 49916, 49917, 49921, 49922, 49930, 49931, 49934, 49942, 49945, 49952, 49955, 49958, 49961, 49963, 49965