Plan year 2027 · Oscoda County, MI
Medicare Advantage plans leaving Oscoda County, Michigan in 2027
3 carriers are pulling plans from Oscoda County for 2027: Priority Health, Humana and Wellcare.
Step 1 · Check your plan
Is your plan leaving Oscoda County?
Tap your plan to see its 2027 status in Oscoda County, or type its name.
Is your plan one of these?
3 carriers are changing coverage in Oscoda County for 2027: 2 plan terminations and 5 service area reductions. Roughly 427 members in Oscoda County are affected. 45 Medicare Advantage plans were offered here in 2026; 38 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Oscoda County
- Priority Health3 service area reductions318 membersPriorityMedicare Key (HMO-POS) · PriorityMedicare Thrive Plus (PPO) · PriorityMedicare Thrive (PPO)
- Humana2 service area reductions109 membersHumana USAA Honor Giveback with Rx (PPO) · Humana Full Access Giveback H5216-306 (PPO)
- Wellcare2 terminationsWellcare Simple Open (PPO) · Wellcare Patriot Giveback Open (PPO)
Every affected plan in Oscoda County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Humana | Humana Full Access Giveback H5216-306 (PPO) H5216-306 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana USAA Honor Giveback with Rx (PPO) H5216-305 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Key (HMO-POS) H2320-022 · HMO-POS | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Thrive (PPO) H4875-024 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Thrive Plus (PPO) H4875-018 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Wellcare | Wellcare Patriot Giveback Open (PPO) H2117-003 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Simple Open (PPO) H2117-001 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in Oscoda County for 2027
Losing a plan does not mean losing options. 38 Medicare Advantage plans from 8 carriers are offered in Oscoda County, Michigan for 2027. 23 have a $0 monthly premium, and 8 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC MI-0001 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| BCN Advantage Elements (HMO-POS)Blue Care Network$0/moHMO-POS | HMO-POS | $0 |
| Humana Dual Select H5216-385 (PPO D-SNP)Humana$0/moPPO D-SNP | PPO D-SNP | $0 |
| Humana Full Access (PPO)Humana$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 38 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Oscoda County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Michigan
Priority Health
Humana
ZIP codes in Oscoda County
These changes apply to Medicare Advantage members living in Oscoda County, including these ZIP codes:
48619, 48621, 48636, 48647, 49756