Plan year 2027 · Otsego County, MI
Medicare Advantage plans leaving Otsego County, Michigan in 2027
4 carriers are pulling plans from Otsego County for 2027: Priority Health, Aetna, Humana and 1 more.
Step 1 · Check your plan
Is your plan leaving Otsego County?
Tap your plan to see its 2027 status in Otsego County, or type its name.
Is your plan one of these?
Showing the 8 largest of 13 changing plans. Don't see yours? Type it below.
4 carriers are changing coverage in Otsego County for 2027: 4 plan terminations and 9 service area reductions. Roughly 1,119 members in Otsego County are affected. 60 Medicare Advantage plans were offered here in 2026; 52 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Otsego County
- Priority Health2 terminations4 service area reductions730 membersPriorityMedicare Key (HMO-POS) · PriorityMedicare Vintage (HMO-POS) · PriorityMedicare Thrive Plus (PPO) …
- Aetna3 service area reductions209 membersAetna Medicare Full Dual Care (HMO D-SNP) · Aetna Medicare Signature (PPO) · Aetna Medicare Eagle (PPO)
- Humana2 service area reductions180 membersHumana USAA Honor Giveback with Rx (PPO) · Humana Full Access Giveback H5216-306 (PPO)
- Wellcare2 terminationsWellcare Simple Open (PPO) · Wellcare Patriot Giveback Open (PPO)
Every affected plan in Otsego County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Aetna Medicare | Aetna Medicare Eagle (PPO) H5521-286 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Aetna Medicare | Aetna Medicare Full Dual Care (HMO D-SNP) H3192-007 · HMO D-SNP | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Aetna Medicare | Aetna Medicare Signature (PPO) H5521-285 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana Full Access Giveback H5216-306 (PPO) H5216-306 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana USAA Honor Giveback with Rx (PPO) H5216-305 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Edge (PPO) H4875-020 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Key (HMO-POS) H2320-022 · HMO-POS | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Thrive (PPO) H4875-024 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Thrive Plus (PPO) H4875-018 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Priority Health Medicare | PriorityMedicare Vintage (HMO-POS) H2320-031 · HMO-POS | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Priority Health Medicare | PriorityMedicare Vital (PPO) H4875-022 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Patriot Giveback Open (PPO) H2117-003 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Simple Open (PPO) H2117-001 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in Otsego County for 2027
Losing a plan does not mean losing options. 52 Medicare Advantage plans from 10 carriers are offered in Otsego County, Michigan for 2027. 32 have a $0 monthly premium, and 9 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC MI-0001 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage from UHC MI-4 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Patriot No Rx MI-MA2 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| Aetna Medicare Signature (HMO-POS)Aetna Medicare$0/moHMO-POS | HMO-POS | $0 |
Showing the 5 lowest-premium of 52 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Otsego County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Michigan
Priority Health
Aetna
ZIP codes in Otsego County
These changes apply to Medicare Advantage members living in Otsego County, including these ZIP codes:
49735, 49751, 49795