Plan year 2027 · Medical Mutual of Ohio · Lorain County, OH
Medical Mutual of Ohio plans ending in Lorain County for 2027
Medical Mutual of Ohio is ending one plan here for 2027 but still offers 6 other plans in Lorain County.
Step 1 · Check your plan
Is your Medical Mutual of Ohio plan affected?
Tap your plan to see its 2027 status in Lorain County, or type its name.
Is your plan one of these?
Medical Mutual of Ohio has notified CMS that one plan in Lorain County will no longer be offered starting January 1, 2027. Members will need to choose new coverage during the Annual Enrollment Period (October 15 – December 7, 2026). An estimated 387 Medical Mutual of Ohio members in Lorain County are affected.
Affected Medical Mutual of Ohio plans
| Plan | What's changing | Effective | What members must do |
|---|---|---|---|
MedMutual Advantage Access (PPO) H4497-005 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
What this means for you
If your plan is being terminated
The plan will not exist in 2027. If you do nothing, you return to Original Medicare on January 1 with no drug coverage. You get a Special Enrollment Period from December 8 through the end of February, and guaranteed-issue rights to buy a Medigap policy for 63 days after your coverage ends.
Can you stay with Medical Mutual of Ohio in Lorain County?
Yes. Medical Mutual of Ohio offers 6 other Medicare Advantage plans in Lorain County for 2027, so switching plans doesn't have to mean switching carriers. Check that your doctors and prescriptions carry over before you choose.
| Plan | Type | Monthly premium |
|---|---|---|
| MedMutual Advantage Classic (HMO-POS)Medical Mutual of Ohio$0/moHMO-POS | HMO-POS | $0 |
| MedMutual Advantage Select (PPO)Medical Mutual of Ohio$55/moPPO | PPO | $55 |
| MedMutual Advantage Choice (HMO)Medical Mutual of Ohio$57/moHMO | HMO | $57 |
Showing the 3 lowest-premium of 6 Medical Mutual of Ohio plans.
Plans available in Lorain County for 2027
Losing a plan does not mean losing options. 84 Medicare Advantage plans from 15 carriers are offered in Lorain County, Ohio for 2027. 55 have a $0 monthly premium, and 11 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage Essentials from UHC OH-5 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| AARP Medicare Advantage Extras from UHC OH-10 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| AARP Medicare Advantage Giveback from UHC OH-17 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| AARP Medicare Advantage Patriot No Rx OH-MA2 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| Aetna Medicare Advantra Signature Classic (PPO)Aetna Medicare$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 84 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Other carriers changing plans in Lorain County
Other Ohio counties Medical Mutual of Ohio is leaving
Step 2 · Tell us where to send your options
Losing your Medical Mutual of Ohio plan? Here are your options
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.