Plan year 2027 · Apache County, AZ
Medicare Advantage plans leaving Apache County, Arizona in 2027
2 carriers are pulling plans from Apache County for 2027: UnitedHealthcare and Wellcare.
Step 1 · Check your plan
Is your plan leaving Apache County?
Tap your plan to see its 2027 status in Apache County, or type its name.
Is your plan one of these?
2 carriers are changing coverage in Apache County for 2027: 2 plan terminations. 14 Medicare Advantage plans were offered here in 2026; 12 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Apache County
- UnitedHealthcare1 terminationAARP Medicare Advantage Access from UHC AZ-15 (PPO)
- Wellcare1 terminationWellcare Arizona Complete Health Dual Align (HMO D-SNP)
Every affected plan in Apache County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| UnitedHealthcare | AARP Medicare Advantage Access from UHC AZ-15 (PPO) H2406-129 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Wellcare | Wellcare Arizona Complete Health Dual Align (HMO D-SNP) H5590-010 · HMO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in Apache County for 2027
Losing a plan does not mean losing options. 12 Medicare Advantage plans from 5 carriers are offered in Apache County, Arizona for 2027. 7 have a $0 monthly premium, and 5 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC AZ-0010 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| Health Choice Pathway (HMO D-SNP)Blue Cross Blue Shield of Arizona Health Choice$0/moHMO D-SNP | HMO D-SNP | $0 |
| Humana USAA Honor Giveback (PPO)Humana$0/moPPO | PPO | $0 |
| HumanaChoice R7220-001 (Regional PPO)Humana$0/moRegional PPO | Regional PPO | $0 |
Showing the 5 lowest-premium of 12 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Apache County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Arizona
UnitedHealthcare
ZIP codes in Apache County
These changes apply to Medicare Advantage members living in Apache County, including these ZIP codes:
85920, 85924, 85925, 85927, 85930, 85932, 85936, 85938, 85940, 86028, 86502, 86503, 86504, 86505, 86506, 86507, 86508, 86511, 86512, 86514, 86520, 86535, 86538, 86540, 86544, 86545, 86547, 86556