Plan year 2027 · Humana · San Diego County, CA
Humana plans ending in San Diego County for 2027
Humana is ending 2 plans here for 2027 but still offers 6 other plans in San Diego County.
Step 1 · Check your plan
Is your Humana plan affected?
Tap your plan to see its 2027 status in San Diego County, or type its name.
Is your plan one of these?
Humana has notified CMS that 2 plans in San Diego County will be terminated or lose part of its service area starting January 1, 2027. Members will need to choose new coverage during the Annual Enrollment Period (October 15 – December 7, 2026). An estimated 3,474 Humana members in San Diego County are affected.
Affected Humana plans
| Plan | What's changing | Effective | What members must do |
|---|---|---|---|
HumanaChoice H5525-077 (PPO) H5525-077 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Humana Gold Plus H5619-148 (HMO) H5619-148 · HMO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
What this means for you
If your plan is being terminated
The plan will not exist in 2027. If you do nothing, you return to Original Medicare on January 1 with no drug coverage. You get a Special Enrollment Period from December 8 through the end of February, and guaranteed-issue rights to buy a Medigap policy for 63 days after your coverage ends.
If your plan is reducing its service area
The plan continues elsewhere but is dropping San Diego County. Because you live in the county being dropped, you are treated the same as a member of a terminated plan: you must pick new coverage and receive the same Special Enrollment Period and Medigap protections.
Can you stay with Humana in San Diego County?
Yes. Humana offers 6 other Medicare Advantage plans in San Diego County for 2027, so switching plans doesn't have to mean switching carriers. Check that your doctors and prescriptions carry over before you choose.
| Plan | Type | Monthly premium |
|---|---|---|
| Humana Gold Plus Giveback H5619-150 (HMO)Humana$0/moHMO | HMO | $0 |
| Humana Gold Plus H3767-001 (HMO)Humana$0/moHMO | HMO | $0 |
| Humana Gold Plus H5619-016 (HMO)Humana$0/moHMO | HMO | $0 |
Showing the 3 lowest-premium of 6 Humana plans.
Plans available in San Diego County for 2027
Losing a plan does not mean losing options. 85 Medicare Advantage plans from 17 carriers are offered in San Diego County, California for 2027. 68 have a $0 monthly premium, and 7 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC CA-0012 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| AARP Medicare Advantage Patriot No Rx CA-MA2 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare$0/moHMO C-SNP | HMO C-SNP | $0 |
| Aetna Medicare Eagle (HMO)Aetna Medicare$0/moHMO | HMO | $0 |
| Aetna Medicare Prime (HMO)Aetna Medicare$0/moHMO | HMO | $0 |
Showing the 5 lowest-premium of 85 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Other carriers changing plans in San Diego County
Step 2 · Tell us where to send your options
Losing your Humana plan? Here are your options
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.