Plan year 2027 · San Diego County, CA
Medicare Advantage plans leaving San Diego County, California in 2027
8 carriers are pulling plans from San Diego County for 2027: Sharp Health Plan, Aetna, Humana and 5 more.
Step 1 · Check your plan
Is your plan leaving San Diego County?
Tap your plan to see its 2027 status in San Diego County, or type its name.
Is your plan one of these?
Showing the 8 largest of 23 changing plans. Don't see yours? Type it below.
8 carriers are changing coverage in San Diego County for 2027: 18 plan terminations and 5 service area reductions. Roughly 30,358 members in San Diego County are affected. 93 Medicare Advantage plans were offered here in 2026; 85 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in San Diego County
- Sharp Health Plan4 terminations17,247 membersSharp Direct Advantage Gold (HMO) · Sharp Direct Advantage VIP Plus (HMO) · Sharp Direct Advantage VIP (HMO) …
- Aetna5 terminations5,751 membersAetna Medicare Signature Extra (HMO) · Aetna Medicare Signature (HMO) · Aetna Medicare Enhanced (PPO) …
- Humana1 termination1 service area reduction3,474 membersHumanaChoice H5525-077 (PPO) · Humana Gold Plus H5619-148 (HMO)
- Central Health5 terminations1,837 membersCentral Health Valor Care Plan (HMO) · Central Health Part B Savings Plan (HMO) · Central Health Classic Care Plan I (HMO) …
- Alignment Health Plan4 service area reductions1,326 membersAlignment Health the ONE (HMO) · Alignment Health Honor+ Plan (HMO) · Alignment Health Advantage PPO (PPO) …
- Molina Healthcare of California1 termination595 membersMolina Medicare Choice Care (HMO)
- Astiva Health1 termination128 membersAstiva Health Premier Plan (HMO)
- Champion Heath Plan1 terminationChampion Select (HMO-POS C-SNP)
Every affected plan in San Diego County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Aetna Medicare | Aetna Medicare Eagle (PPO) H5521-369 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Aetna Medicare | Aetna Medicare Enhanced (PPO) H5521-580 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Aetna Medicare | Aetna Medicare Signature (HMO) H4982-004 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Aetna Medicare | Aetna Medicare Signature (PPO) H5521-422 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Aetna Medicare | Aetna Medicare Signature Extra (HMO) H0523-092 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Alignment Health Plan | Alignment Health Advantage PPO (PPO) H8832-001 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Alignment Health Plan | Alignment Health Freedom (PPO) H8832-003 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Alignment Health Plan | Alignment Health Honor+ Plan (HMO) H3815-052 · HMO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Alignment Health Plan | Alignment Health the ONE (HMO) H3815-034 · HMO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Astiva Health | Astiva Health Premier Plan (HMO) H1993-015 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Classic Care Plan I (HMO) H5649-027 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Embrace Care Plan (HMO C-SNP) H5649-025 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Embrace Choice Plan (HMO C-SNP) H5649-026 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Part B Savings Plan (HMO) H5649-029 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Valor Care Plan (HMO) H5649-030 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Champion Heath Plan | Champion Select (HMO-POS C-SNP) H6170-003 · HMO-POS C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Humana | Humana Gold Plus H5619-148 (HMO) H5619-148 · HMO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice H5525-077 (PPO) H5525-077 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Molina Healthcare of California | Molina Medicare Choice Care (HMO) H5810-014 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Sharp Health Plan | Sharp Direct Advantage Gold (HMO) H5386-003 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Sharp Health Plan | Sharp Direct Advantage Platinum (HMO) H5386-004 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Sharp Health Plan | Sharp Direct Advantage VIP (HMO) H5386-005 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Sharp Health Plan | Sharp Direct Advantage VIP Plus (HMO) H5386-006 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in San Diego County for 2027
Losing a plan does not mean losing options. 85 Medicare Advantage plans from 17 carriers are offered in San Diego County, California for 2027. 68 have a $0 monthly premium, and 7 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC CA-0012 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| AARP Medicare Advantage Patriot No Rx CA-MA2 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare$0/moHMO C-SNP | HMO C-SNP | $0 |
| Aetna Medicare Eagle (HMO)Aetna Medicare$0/moHMO | HMO | $0 |
| Aetna Medicare Prime (HMO)Aetna Medicare$0/moHMO | HMO | $0 |
Showing the 5 lowest-premium of 85 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in San Diego County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in California
ZIP codes in San Diego County
These changes apply to Medicare Advantage members living in San Diego County, including these ZIP codes:
91901, 91902, 91905, 91906, 91910, 91911, 91913, 91914, 91915, 91916, 91917, 91931, 91932, 91934, 91935, 91941, 91942, 91945, 91948, 91950, 91962, 91963, 91977, 91978, 91980, 92003, 92004, 92007, 92008, 92009, 92010, 92011, 92014, 92019, 92020, 92021, 92024, 92025, 92026, 92027, 92028, 92029, 92036, 92037, 92040, 92054, 92055, 92056, 92057, 92058, 92059, 92060, 92061, 92064, 92065, 92066, 92067, 92069, 92070, 92071, 92075, 92078, 92081, 92082, 92083, 92084, 92086, 92091, 92092, 92093, 92096, 92101, 92102, 92103, 92104, 92105, 92106, 92107, 92108, 92109, 92110, 92111, 92113, 92114, 92115, 92116, 92117, 92118, 92119, 92120, 92121, 92122, 92123, 92124, 92126, 92127, 92128, 92129, 92130, 92131, 92132, 92134, 92135, 92136, 92139, 92140, 92145, 92147, 92154, 92155, 92161, 92173, 92179, 92182, 92672