Plan year 2027 · Santa Clara County, CA
Medicare Advantage plans leaving Santa Clara County, California in 2027
5 carriers are pulling plans from Santa Clara County for 2027: Anthem Blue Cross, UnitedHealthcare, Central Health and 2 more.
Step 1 · Check your plan
Is your plan leaving Santa Clara County?
Tap your plan to see its 2027 status in Santa Clara County, or type its name.
Is your plan one of these?
Showing the 8 largest of 11 changing plans. Don't see yours? Type it below.
5 carriers are changing coverage in Santa Clara County for 2027: 10 plan terminations and 1 service area reduction. Roughly 8,930 members in Santa Clara County are affected. 44 Medicare Advantage plans were offered here in 2026; 34 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Santa Clara County
- Anthem Blue Cross2 terminations3,818 membersAnthem Medicare Advantage (HMO-POS) · Anthem Prime (HMO-POS)
- UnitedHealthcare1 termination2,377 membersAARP Medicare Advantage from UHC CA-10 (HMO-POS)
- Central Health5 terminations1,732 membersCentral Health Valor Care Plan (HMO) · Central Health Embrace Choice Plan (HMO C-SNP) · Central Health Embrace Care Plan (HMO C-SNP) …
- Aetna2 terminations1,003 membersAetna Medicare Enhanced (PPO) · Aetna Medicare Eagle (PPO)
- Align Senior Care1 service area reductionAdvantage Care (HMO)
Every affected plan in Santa Clara County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Aetna Medicare | Aetna Medicare Eagle (PPO) H5521-369 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Aetna Medicare | Aetna Medicare Enhanced (PPO) H5521-676 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Align Senior Care | Advantage Care (HMO) H3274-005 · HMO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Anthem Blue Cross | Anthem Medicare Advantage (HMO-POS) H0544-108 · HMO-POS | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Anthem Blue Cross Partnership Plan | Anthem Prime (HMO-POS) H4161-010 · HMO-POS | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Classic Care Plan III (HMO) H5649-023 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Dual Access Plan (HMO D-SNP) H5649-024 · HMO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Embrace Care Plan (HMO C-SNP) H5649-025 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Embrace Choice Plan (HMO C-SNP) H5649-026 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Valor Care Plan (HMO) H5649-030 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| UnitedHealthcare | AARP Medicare Advantage from UHC CA-10 (HMO-POS) H0543-193 · HMO-POS | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in Santa Clara County for 2027
Losing a plan does not mean losing options. 34 Medicare Advantage plans from 9 carriers are offered in Santa Clara County, California for 2027. 19 have a $0 monthly premium, and 3 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| Aetna Medicare Eagle (HMO)Aetna Medicare$0/moHMO | HMO | $0 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health My Choice 050 (HMO)Alignment Health Plan$0/moHMO | HMO | $0 |
Showing the 5 lowest-premium of 34 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Santa Clara County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in California
Anthem Blue Cross
UnitedHealthcare
ZIP codes in Santa Clara County
These changes apply to Medicare Advantage members living in Santa Clara County, including these ZIP codes:
94022, 94024, 94040, 94041, 94043, 94085, 94086, 94087, 94089, 94301, 94303, 94304, 94305, 94306, 95002, 95008, 95013, 95014, 95020, 95030, 95032, 95035, 95037, 95046, 95050, 95051, 95053, 95054, 95070, 95110, 95111, 95112, 95113, 95116, 95117, 95118, 95119, 95120, 95121, 95122, 95123, 95124, 95125, 95126, 95127, 95128, 95129, 95130, 95131, 95132, 95133, 95134, 95135, 95136, 95138, 95139, 95140, 95148