Plan year 2027 · Central Health · Santa Clara County, CA
Is Central Health leaving Santa Clara County in 2027?
Yes. Central Health won't offer Medicare Advantage plans in Santa Clara County in 2027, affecting about 1,732 members. 34 plans from other carriers are still offered here.
Step 1 · Check your plan
Is your Central Health plan affected?
Tap your plan to see its 2027 status in Santa Clara County, or type its name.
Is your plan one of these?
Central Health has notified CMS that 5 plans in Santa Clara County will no longer be offered starting January 1, 2027. Members will need to choose new coverage during the Annual Enrollment Period (October 15 – December 7, 2026). An estimated 1,732 Central Health members in Santa Clara County are affected.
Affected Central Health plans
| Plan | What's changing | Effective | What members must do |
|---|---|---|---|
Central Health Valor Care Plan (HMO) H5649-030 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Central Health Embrace Choice Plan (HMO C-SNP) H5649-026 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Central Health Embrace Care Plan (HMO C-SNP) H5649-025 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Central Health Dual Access Plan (HMO D-SNP) H5649-024 · HMO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Central Health Classic Care Plan III (HMO) H5649-023 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
What this means for you
If your plan is being terminated
The plan will not exist in 2027. If you do nothing, you return to Original Medicare on January 1 with no drug coverage. You get a Special Enrollment Period from December 8 through the end of February, and guaranteed-issue rights to buy a Medigap policy for 63 days after your coverage ends.
Can you stay with Central Health in Santa Clara County?
No. Central Health has no other Medicare Advantage plans in Santa Clara County for 2027, so you'll need a plan from a different carrier. 34 plans from 9 carriers are available.
Plans available in Santa Clara County for 2027
Losing a plan does not mean losing options. 34 Medicare Advantage plans from 9 carriers are offered in Santa Clara County, California for 2027. 19 have a $0 monthly premium, and 3 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| Aetna Medicare Eagle (HMO)Aetna Medicare$0/moHMO | HMO | $0 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health My Choice 050 (HMO)Alignment Health Plan$0/moHMO | HMO | $0 |
Showing the 5 lowest-premium of 34 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Other carriers changing plans in Santa Clara County
Other California counties Central Health is leaving
Step 2 · Tell us where to send your options
Losing your Central Health plan? Here are your options
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.