Plan year 2027 · Effingham County, GA
Medicare Advantage plans leaving Effingham County, Georgia in 2027
3 carriers are pulling plans from Effingham County for 2027: Aetna, Anthem Blue Cross and Blue Shield and HealthSpring.
Step 1 · Check your plan
Is your plan leaving Effingham County?
Tap your plan to see its 2027 status in Effingham County, or type its name.
Is your plan one of these?
Showing the 8 largest of 9 changing plans. Don't see yours? Type it below.
3 carriers are changing coverage in Effingham County for 2027: 5 plan terminations and 4 service area reductions. Roughly 917 members in Effingham County are affected. 59 Medicare Advantage plans were offered here in 2026; 54 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Effingham County
- Aetna1 termination1 service area reduction644 membersAetna Medicare Elite (PPO) · Aetna Medicare Signature (HMO)
- Anthem Blue Cross and Blue Shield3 terminations142 membersAnthem Medicare Advantage 2 (PPO) · Anthem Medicare Advantage (HMO-POS) · Anthem Extra Help (HMO-POS)
- HealthSpring1 termination3 service area reductions131 membersHealthSpring TotalCare (HMO D-SNP) · HealthSpring TotalCare Plus (HMO D-SNP) · HealthSpring Preferred (HMO) …
Every affected plan in Effingham County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Aetna Medicare | Aetna Medicare Elite (PPO) H2293-031 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Aetna Medicare | Aetna Medicare Signature (HMO) H5302-023 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Anthem Blue Cross and Blue Shield | Anthem Extra Help (HMO-POS) H5422-013 · HMO-POS | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Anthem Blue Cross and Blue Shield | Anthem Medicare Advantage (HMO-POS) H5422-011 · HMO-POS | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Anthem Blue Cross and Blue Shield | Anthem Medicare Advantage 2 (PPO) H4036-030 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| HealthSpring | HealthSpring Preferred (HMO) H0439-013 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| HealthSpring | HealthSpring TotalCare (HMO D-SNP) H0439-002 · HMO D-SNP | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| HealthSpring | HealthSpring TotalCare Plus (HMO D-SNP) H0439-012 · HMO D-SNP | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| HealthSpring | HealthSpring True Choice (PPO) H7849-145 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
Plans available in Effingham County for 2027
Losing a plan does not mean losing options. 54 Medicare Advantage plans from 7 carriers are offered in Effingham County, Georgia for 2027. 39 have a $0 monthly premium, and 15 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC GA-10 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| Aetna Medicare Dual Extra Care (HMO D-SNP)Aetna Medicare$0/moHMO D-SNP | HMO D-SNP | $0 |
| Aetna Medicare Dual Extra Care (PPO D-SNP)Aetna Medicare$0/moPPO D-SNP | PPO D-SNP | $0 |
| Aetna Medicare Eagle Extra Plus (PPO)Aetna Medicare$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 54 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Effingham County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Georgia
Aetna
Anthem Blue Cross and Blue Shield
ZIP codes in Effingham County
These changes apply to Medicare Advantage members living in Effingham County, including these ZIP codes:
31303, 31307, 31312, 31318, 31326, 31329