Plan year 2027 · HealthSpring · Effingham County, GA
Is HealthSpring leaving Effingham County in 2027?
Yes. HealthSpring won't offer Medicare Advantage plans in Effingham County in 2027, affecting about 131 members. 54 plans from other carriers are still offered here.
Step 1 · Check your plan
Is your HealthSpring plan affected?
Tap your plan to see its 2027 status in Effingham County, or type its name.
Is your plan one of these?
HealthSpring has notified CMS that 4 plans in Effingham County will be terminated or lose part of its service area starting January 1, 2027. Members will need to choose new coverage during the Annual Enrollment Period (October 15 – December 7, 2026). An estimated 131 HealthSpring members in Effingham County are affected.
Affected HealthSpring plans
| Plan | What's changing | Effective | What members must do |
|---|---|---|---|
HealthSpring TotalCare (HMO D-SNP) H0439-002 · HMO D-SNP | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
HealthSpring TotalCare Plus (HMO D-SNP) H0439-012 · HMO D-SNP | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
HealthSpring Preferred (HMO) H0439-013 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
HealthSpring True Choice (PPO) H7849-145 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
What this means for you
If your plan is being terminated
The plan will not exist in 2027. If you do nothing, you return to Original Medicare on January 1 with no drug coverage. You get a Special Enrollment Period from December 8 through the end of February, and guaranteed-issue rights to buy a Medigap policy for 63 days after your coverage ends.
If your plan is reducing its service area
The plan continues elsewhere but is dropping Effingham County. Because you live in the county being dropped, you are treated the same as a member of a terminated plan: you must pick new coverage and receive the same Special Enrollment Period and Medigap protections.
Can you stay with HealthSpring in Effingham County?
No. HealthSpring has no other Medicare Advantage plans in Effingham County for 2027, so you'll need a plan from a different carrier. 54 plans from 7 carriers are available.
Plans available in Effingham County for 2027
Losing a plan does not mean losing options. 54 Medicare Advantage plans from 7 carriers are offered in Effingham County, Georgia for 2027. 39 have a $0 monthly premium, and 15 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC GA-10 (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| AARP Medicare Advantage Patriot No Rx GA-MA01 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| Aetna Medicare Dual Extra Care (HMO D-SNP)Aetna Medicare$0/moHMO D-SNP | HMO D-SNP | $0 |
| Aetna Medicare Dual Extra Care (PPO D-SNP)Aetna Medicare$0/moPPO D-SNP | PPO D-SNP | $0 |
| Aetna Medicare Eagle Extra Plus (PPO)Aetna Medicare$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 54 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Other carriers changing plans in Effingham County
Other Georgia counties HealthSpring is leaving
Step 2 · Tell us where to send your options
Losing your HealthSpring plan? Here are your options
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.