Plan year 2027 · CareFirst BlueCross BlueShield · St. Mary's County, MD
CareFirst BlueCross BlueShield plans ending in St. Mary's County for 2027
CareFirst BlueCross BlueShield is ending 2 plans here for 2027 but still offers 2 other plans in St. Mary's County.
Step 1 · Check your plan
Is your CareFirst BlueCross BlueShield plan affected?
Tap your plan to see its 2027 status in St. Mary's County, or type its name.
Is your plan one of these?
CareFirst BlueCross BlueShield has notified CMS that 2 plans in St. Mary's County will no longer cover the full county starting January 1, 2027. Members will need to choose new coverage during the Annual Enrollment Period (October 15 – December 7, 2026). An estimated 752 CareFirst BlueCross BlueShield members in St. Mary's County are affected.
Affected CareFirst BlueCross BlueShield plans
| Plan | What's changing | Effective | What members must do |
|---|---|---|---|
CareFirst BlueCross BlueShield Advantage Essential (PPO) H7379-001 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
CareFirst BlueCross BlueShield Advantage Complete (PPO) H7379-002 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
What this means for you
If your plan is reducing its service area
The plan continues elsewhere but is dropping St. Mary's County. Because you live in the county being dropped, you are treated the same as a member of a terminated plan: you must pick new coverage and receive the same Special Enrollment Period and Medigap protections.
Can you stay with CareFirst BlueCross BlueShield in St. Mary's County?
Yes. CareFirst BlueCross BlueShield offers 2 other Medicare Advantage plans in St. Mary's County for 2027, so switching plans doesn't have to mean switching carriers. Check that your doctors and prescriptions carry over before you choose.
| Plan | Type | Monthly premium |
|---|---|---|
| CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare Advantage$0/moPPO | PPO | $0 |
| CareFirst BlueCross BlueShield Advantage Signature (PPO)CareFirst BlueCross BlueShield Medicare Advantage$58/moPPO | PPO | $58 |
Plans available in St. Mary's County for 2027
Losing a plan does not mean losing options. 8 Medicare Advantage plans from 4 carriers are offered in St. Mary's County, Maryland for 2027. 5 have a $0 monthly premium, and 2 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare Advantage$0/moPPO | PPO | $0 |
| Humana USAA Honor Giveback (PPO)Humana$0/moPPO | PPO | $0 |
| HumanaChoice H5216-376 (PPO)Humana$0/moPPO | PPO | $0 |
| HumanaChoice H7617-044 (PPO)Humana$0/moPPO | PPO | $0 |
| UHC Dual Complete MD-S002 (HMO D-SNP)UnitedHealthcare$0/moHMO D-SNP | HMO D-SNP | $0 |
Showing the 5 lowest-premium of 8 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Other carriers changing plans in St. Mary's County
Other Maryland counties CareFirst BlueCross BlueShield is leaving
Step 2 · Tell us where to send your options
Losing your CareFirst BlueCross BlueShield plan? Here are your options
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.