Plan year 2027 · St. Mary's County, MD
Medicare Advantage plans leaving St. Mary's County, Maryland in 2027
2 carriers are pulling plans from St. Mary's County for 2027: CareFirst BlueCross BlueShield and Humana.
Step 1 · Check your plan
Is your plan leaving St. Mary's County?
Tap your plan to see its 2027 status in St. Mary's County, or type its name.
Is your plan one of these?
2 carriers are changing coverage in St. Mary's County for 2027: 2 plan terminations and 3 service area reductions. Roughly 968 members in St. Mary's County are affected. 12 Medicare Advantage plans were offered here in 2026; 8 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in St. Mary's County
- CareFirst BlueCross BlueShield2 service area reductions752 membersCareFirst BlueCross BlueShield Advantage Essential (PPO) · CareFirst BlueCross BlueShield Advantage Complete (PPO)
- Humana2 terminations1 service area reduction216 membersHumana USAA Honor Giveback (PPO) · HumanaChoice SNP-DE H5216-459 (PPO D-SNP) · HumanaChoice SNP-DE H5216-377 (PPO D-SNP)
Every affected plan in St. Mary's County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| CareFirst BlueCross BlueShield Medicare Advantage | CareFirst BlueCross BlueShield Advantage Complete (PPO) H7379-002 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| CareFirst BlueCross BlueShield Medicare Advantage | CareFirst BlueCross BlueShield Advantage Essential (PPO) H7379-001 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana USAA Honor Giveback (PPO) H5216-386 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice SNP-DE H5216-377 (PPO D-SNP) H5216-377 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Humana | HumanaChoice SNP-DE H5216-459 (PPO D-SNP) H5216-459 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in St. Mary's County for 2027
Losing a plan does not mean losing options. 8 Medicare Advantage plans from 4 carriers are offered in St. Mary's County, Maryland for 2027. 5 have a $0 monthly premium, and 2 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare Advantage$0/moPPO | PPO | $0 |
| Humana USAA Honor Giveback (PPO)Humana$0/moPPO | PPO | $0 |
| HumanaChoice H5216-376 (PPO)Humana$0/moPPO | PPO | $0 |
| HumanaChoice H7617-044 (PPO)Humana$0/moPPO | PPO | $0 |
| UHC Dual Complete MD-S002 (HMO D-SNP)UnitedHealthcare$0/moHMO D-SNP | HMO D-SNP | $0 |
Showing the 5 lowest-premium of 8 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in St. Mary's County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Maryland
CareFirst BlueCross BlueShield
ZIP codes in St. Mary's County
These changes apply to Medicare Advantage members living in St. Mary's County, including these ZIP codes:
20606, 20609, 20618, 20619, 20620, 20621, 20624, 20626, 20628, 20630, 20634, 20636, 20650, 20653, 20656, 20659, 20660, 20667, 20670, 20674, 20680, 20684, 20686, 20687, 20690, 20692