Plan year 2027 · Baltimore City, MD
Medicare Advantage plans leaving Baltimore City, Maryland in 2027
4 carriers are pulling plans from Baltimore City for 2027: Humana, Alterwood Advantage, Communicare Advantage and 1 more.
Step 1 · Check your plan
Is your plan leaving Baltimore City?
Tap your plan to see its 2027 status in Baltimore City, or type its name.
Is your plan one of these?
4 carriers are changing coverage in Baltimore City for 2027: 5 plan terminations and 3 service area reductions. Roughly 3,877 members in Baltimore City are affected. 25 Medicare Advantage plans were offered here in 2026; 22 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Baltimore City
- Humana2 service area reductions3,715 membersHumana Gold Plus H6622-081 (HMO) · Humana USAA Honor Giveback (HMO)
- Alterwood Advantage1 termination117 membersAlterwood Advantage Choice Plus (HMO)
- Communicare Advantage1 termination1 service area reduction45 membersCommuniCare Advantage ISNP (HMO I-SNP) · CommuniCare Advantage CSNP (HMO C-SNP)
- Provider Partners Health Plans3 terminationsProvider Partners Maryland Advantage Plan (HMO I-SNP) · Provider Partners Maryland Essential Plan (HMO I-SNP) · Provider Partners Maryland Community Plan (HMO I-SNP)
Every affected plan in Baltimore City
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Alterwood Advantage | Alterwood Advantage Choice Plus (HMO) H9306-002 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Communicare Advantage | CommuniCare Advantage CSNP (HMO C-SNP) H3727-001 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Communicare Advantage | CommuniCare Advantage ISNP (HMO I-SNP) H3727-002 · HMO I-SNP | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana Gold Plus H6622-081 (HMO) H6622-081 · HMO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana USAA Honor Giveback (HMO) H6622-094 · HMO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Provider Partners Health Plans | Provider Partners Maryland Advantage Plan (HMO I-SNP) H8067-001 · HMO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Provider Partners Health Plans | Provider Partners Maryland Community Plan (HMO I-SNP) H8067-003 · HMO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Provider Partners Health Plans | Provider Partners Maryland Essential Plan (HMO I-SNP) H8067-004 · HMO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in Baltimore City for 2027
Losing a plan does not mean losing options. 22 Medicare Advantage plans from 8 carriers are offered in Baltimore City, Maryland for 2027. 12 have a $0 monthly premium, and 9 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| Alterwood Advantage Dual Secure (HMO D-SNP)Alterwood Advantage$0/moHMO D-SNP | HMO D-SNP | $0 |
| Alterwood Advantage Dual Value (HMO D-SNP)Alterwood Advantage$0/moHMO D-SNP | HMO D-SNP | $0 |
| Alterwood Advantage Freedom (HMO)Alterwood Advantage$0/moHMO | HMO | $0 |
| Alterwood Advantage Select (HMO)Alterwood Advantage$0/moHMO | HMO | $0 |
| CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare Advantage$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 22 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Baltimore City
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Maryland
Humana
Alterwood Advantage
ZIP codes in Baltimore City
These changes apply to Medicare Advantage members living in Baltimore City, including these ZIP codes:
21201, 21202, 21205, 21206, 21210, 21211, 21212, 21213, 21214, 21215, 21216, 21217, 21218, 21223, 21224, 21226, 21229, 21230, 21231, 21233, 21239, 21251, 21287