Plan year 2027 · Harford County, MD
Medicare Advantage plans leaving Harford County, Maryland in 2027
5 carriers are pulling plans from Harford County for 2027: Humana, Aetna, Alterwood Advantage and 2 more.
Step 1 · Check your plan
Is your plan leaving Harford County?
Tap your plan to see its 2027 status in Harford County, or type its name.
Is your plan one of these?
5 carriers are changing coverage in Harford County for 2027: 7 plan terminations and 1 service area reduction. Roughly 1,564 members in Harford County are affected. 28 Medicare Advantage plans were offered here in 2026; 25 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Harford County
- Humana1 termination880 membersHumana Gold Plus H6622-095 (HMO)
- Aetna2 terminations603 membersAetna Medicare Elite (PPO) · Aetna Medicare Eagle Giveback (PPO)
- Alterwood Advantage1 termination81 membersAlterwood Advantage Choice Plus (HMO)
- Communicare Advantage1 service area reductionCommuniCare Advantage ISNP (HMO I-SNP)
- Provider Partners Health Plans3 terminationsProvider Partners Maryland Advantage Plan (HMO I-SNP) · Provider Partners Maryland Essential Plan (HMO I-SNP) · Provider Partners Maryland Community Plan (HMO I-SNP)
Every affected plan in Harford County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Aetna Medicare | Aetna Medicare Eagle Giveback (PPO) H5521-480 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Aetna Medicare | Aetna Medicare Elite (PPO) H5521-482 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Alterwood Advantage | Alterwood Advantage Choice Plus (HMO) H9306-002 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Communicare Advantage | CommuniCare Advantage ISNP (HMO I-SNP) H3727-002 · HMO I-SNP | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana Gold Plus H6622-095 (HMO) H6622-095 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Provider Partners Health Plans | Provider Partners Maryland Advantage Plan (HMO I-SNP) H8067-001 · HMO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Provider Partners Health Plans | Provider Partners Maryland Community Plan (HMO I-SNP) H8067-003 · HMO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Provider Partners Health Plans | Provider Partners Maryland Essential Plan (HMO I-SNP) H8067-004 · HMO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in Harford County for 2027
Losing a plan does not mean losing options. 25 Medicare Advantage plans from 8 carriers are offered in Harford County, Maryland for 2027. 15 have a $0 monthly premium, and 8 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| Alterwood Advantage Dual Secure (HMO D-SNP)Alterwood Advantage$0/moHMO D-SNP | HMO D-SNP | $0 |
| Alterwood Advantage Dual Value (HMO D-SNP)Alterwood Advantage$0/moHMO D-SNP | HMO D-SNP | $0 |
| Alterwood Advantage Freedom (HMO)Alterwood Advantage$0/moHMO | HMO | $0 |
| Alterwood Advantage Select (HMO)Alterwood Advantage$0/moHMO | HMO | $0 |
| CareFirst BlueCross BlueShield Advantage Essential (PPO)CareFirst BlueCross BlueShield Medicare Advantage$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 25 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Harford County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Maryland
Humana
ZIP codes in Harford County
These changes apply to Medicare Advantage members living in Harford County, including these ZIP codes:
21001, 21005, 21009, 21010, 21014, 21015, 21017, 21028, 21034, 21040, 21047, 21050, 21078, 21084, 21085, 21130, 21132, 21154, 21160, 21161