Plan year 2027 · Carroll County, MD
Medicare Advantage plans leaving Carroll County, Maryland in 2027
6 carriers are pulling plans from Carroll County for 2027: CareFirst BlueCross BlueShield, Humana, Communicare Advantage and 3 more.
Step 1 · Check your plan
Is your plan leaving Carroll County?
Tap your plan to see its 2027 status in Carroll County, or type its name.
Is your plan one of these?
Showing the 8 largest of 15 changing plans. Don't see yours? Type it below.
6 carriers are changing coverage in Carroll County for 2027: 6 plan terminations and 9 service area reductions. Roughly 2,693 members in Carroll County are affected. 31 Medicare Advantage plans were offered here in 2026; 22 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Carroll County
- CareFirst BlueCross BlueShield2 service area reductions1,324 membersCareFirst BlueCross BlueShield Advantage Essential (PPO) · CareFirst BlueCross BlueShield Advantage Complete (PPO)
- Humana2 terminations5 service area reductions1,283 membersHumanaChoice H5216-376 (PPO) · Humana USAA Honor Giveback (PPO) · Humana USAA Honor Giveback (PPO) …
- Communicare Advantage1 service area reduction67 membersCommuniCare Advantage ISNP (HMO I-SNP)
- Alterwood Advantage1 termination19 membersAlterwood Advantage Choice Plus (HMO)
- Provider Partners Health Plans3 terminationsProvider Partners Maryland Advantage Plan (HMO I-SNP) · Provider Partners Maryland Essential Plan (HMO I-SNP) · Provider Partners Maryland Community Plan (HMO I-SNP)
- UnitedHealthcare1 service area reductionUHC Nursing Home Plan EX-F004 (PPO I-SNP)
Every affected plan in Carroll County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Alterwood Advantage | Alterwood Advantage Choice Plus (HMO) H9306-002 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| CareFirst BlueCross BlueShield Medicare Advantage | CareFirst BlueCross BlueShield Advantage Complete (PPO) H7379-002 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| CareFirst BlueCross BlueShield Medicare Advantage | CareFirst BlueCross BlueShield Advantage Essential (PPO) H7379-001 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Communicare Advantage | CommuniCare Advantage ISNP (HMO I-SNP) H3727-002 · HMO I-SNP | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana USAA Honor Giveback (PPO) H5216-379 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana USAA Honor Giveback (PPO) H5216-386 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice H5216-376 (PPO) H5216-376 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice H5216-387 (PPO) H5216-387 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice H7617-044 (PPO) H7617-044 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice SNP-DE H5216-377 (PPO D-SNP) H5216-377 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Humana | HumanaChoice SNP-DE H5216-459 (PPO D-SNP) H5216-459 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Provider Partners Health Plans | Provider Partners Maryland Advantage Plan (HMO I-SNP) H8067-001 · HMO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Provider Partners Health Plans | Provider Partners Maryland Community Plan (HMO I-SNP) H8067-003 · HMO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Provider Partners Health Plans | Provider Partners Maryland Essential Plan (HMO I-SNP) H8067-004 · HMO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| UnitedHealthcare | UHC Nursing Home Plan EX-F004 (PPO I-SNP) H0710-032 · PPO I-SNP | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
Plans available in Carroll County for 2027
Losing a plan does not mean losing options. 22 Medicare Advantage plans from 7 carriers are offered in Carroll County, Maryland for 2027. 13 have a $0 monthly premium, and 8 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| Alterwood Advantage Dual Secure (HMO D-SNP)Alterwood Advantage$0/moHMO D-SNP | HMO D-SNP | $0 |
| Alterwood Advantage Dual Value (HMO D-SNP)Alterwood Advantage$0/moHMO D-SNP | HMO D-SNP | $0 |
| Alterwood Advantage Freedom (HMO)Alterwood Advantage$0/moHMO | HMO | $0 |
| Alterwood Advantage Select (HMO)Alterwood Advantage$0/moHMO | HMO | $0 |
| CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare Advantage$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 22 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Carroll County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Maryland
CareFirst BlueCross BlueShield
Humana
ZIP codes in Carroll County
These changes apply to Medicare Advantage members living in Carroll County, including these ZIP codes:
21048, 21074, 21102, 21157, 21158, 21757, 21776, 21784, 21787