Plan year 2027 · Communicare Advantage · Carroll County, MD
Is Communicare Advantage leaving Carroll County in 2027?
Yes. Communicare Advantage won't offer Medicare Advantage plans in Carroll County in 2027, affecting about 67 members. 22 plans from other carriers are still offered here.
Step 1 · Check your plan
Is your Communicare Advantage plan affected?
Tap your plan to see its 2027 status in Carroll County, or type its name.
Is your plan one of these?
Communicare Advantage has notified CMS that one plan in Carroll County will no longer cover the full county starting January 1, 2027. Members will need to choose new coverage during the Annual Enrollment Period (October 15 – December 7, 2026). An estimated 67 Communicare Advantage members in Carroll County are affected.
Affected Communicare Advantage plans
| Plan | What's changing | Effective | What members must do |
|---|---|---|---|
CommuniCare Advantage ISNP (HMO I-SNP) H3727-002 · HMO I-SNP | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
What this means for you
If your plan is reducing its service area
The plan continues elsewhere but is dropping Carroll County. Because you live in the county being dropped, you are treated the same as a member of a terminated plan: you must pick new coverage and receive the same Special Enrollment Period and Medigap protections.
Can you stay with Communicare Advantage in Carroll County?
No. Communicare Advantage has no other Medicare Advantage plans in Carroll County for 2027, so you'll need a plan from a different carrier. 22 plans from 7 carriers are available.
Plans available in Carroll County for 2027
Losing a plan does not mean losing options. 22 Medicare Advantage plans from 7 carriers are offered in Carroll County, Maryland for 2027. 13 have a $0 monthly premium, and 8 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| Alterwood Advantage Dual Secure (HMO D-SNP)Alterwood Advantage$0/moHMO D-SNP | HMO D-SNP | $0 |
| Alterwood Advantage Dual Value (HMO D-SNP)Alterwood Advantage$0/moHMO D-SNP | HMO D-SNP | $0 |
| Alterwood Advantage Freedom (HMO)Alterwood Advantage$0/moHMO | HMO | $0 |
| Alterwood Advantage Select (HMO)Alterwood Advantage$0/moHMO | HMO | $0 |
| CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare Advantage$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 22 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Other carriers changing plans in Carroll County
Other Maryland counties Communicare Advantage is leaving
Step 2 · Tell us where to send your options
Losing your Communicare Advantage plan? Here are your options
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.