Plan year 2027 · Wellcare · St. Clair County, MI
Wellcare plans ending in St. Clair County for 2027
Wellcare is ending 4 plans here for 2027 but still offers 4 other plans in St. Clair County.
Step 1 · Check your plan
Is your Wellcare plan affected?
Tap your plan to see its 2027 status in St. Clair County, or type its name.
Is your plan one of these?
Wellcare has notified CMS that 4 plans in St. Clair County will no longer be offered starting January 1, 2027. Members will need to choose new coverage during the Annual Enrollment Period (October 15 – December 7, 2026). An estimated 142 Wellcare members in St. Clair County are affected.
Affected Wellcare plans
| Plan | What's changing | Effective | What members must do |
|---|---|---|---|
Wellcare Simple Open (PPO) H2117-001 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Wellcare Patriot Giveback Open (PPO) H2117-003 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Wellcare Dual Access Open (PPO D-SNP) H2117-002 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Wellcare Dual Reserve (HMO-POS D-SNP) H5475-039 · HMO-POS D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
What this means for you
If your plan is being terminated
The plan will not exist in 2027. If you do nothing, you return to Original Medicare on January 1 with no drug coverage. You get a Special Enrollment Period from December 8 through the end of February, and guaranteed-issue rights to buy a Medigap policy for 63 days after your coverage ends.
Can you stay with Wellcare in St. Clair County?
Yes. Wellcare offers 4 other Medicare Advantage plans in St. Clair County for 2027, so switching plans doesn't have to mean switching carriers. Check that your doctors and prescriptions carry over before you choose.
| Plan | Type | Monthly premium |
|---|---|---|
| Wellcare Assist (HMO-POS)Wellcare$0/moHMO-POS | HMO-POS | $0 |
| Wellcare Giveback (HMO-POS)Wellcare$0/moHMO-POS | HMO-POS | $0 |
| Wellcare Meridian Health Dual Access (HMO-POS D-SNP)Wellcare$0/moHMO-POS D-SNP | HMO-POS D-SNP | $0 |
Showing the 3 lowest-premium of 4 Wellcare plans.
Plans available in St. Clair County for 2027
Losing a plan does not mean losing options. 63 Medicare Advantage plans from 9 carriers are offered in St. Clair County, Michigan for 2027. 38 have a $0 monthly premium, and 9 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare$0/moHMO C-SNP | HMO C-SNP | $0 |
| Aetna Medicare Dual Care (HMO D-SNP)Aetna Medicare$0/moHMO D-SNP | HMO D-SNP | $0 |
| Aetna Medicare Eagle (PPO)Aetna Medicare$0/moPPO | PPO | $0 |
| Aetna Medicare Signature (HMO-POS)Aetna Medicare$0/moHMO-POS | HMO-POS | $0 |
| Aetna Medicare Signature (PPO)Aetna Medicare$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 63 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Other carriers changing plans in St. Clair County
Other Michigan counties Wellcare is leaving
Step 2 · Tell us where to send your options
Losing your Wellcare plan? Here are your options
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.