Plan year 2027 · Luna County, NM
Medicare Advantage plans leaving Luna County, New Mexico in 2027
2 carriers are pulling plans from Luna County for 2027: Humana and Blue Cross and Blue Shield of New Mexico.
Step 1 · Check your plan
Is your plan leaving Luna County?
Tap your plan to see its 2027 status in Luna County, or type its name.
Is your plan one of these?
Showing the 8 largest of 9 changing plans. Don't see yours? Type it below.
2 carriers are changing coverage in Luna County for 2027: 4 plan terminations and 5 service area reductions. Roughly 626 members in Luna County are affected. 23 Medicare Advantage plans were offered here in 2026; 18 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Luna County
- Humana1 termination5 service area reductions381 membersHumanaChoice H5216-223 (PPO) · Humana Essentials Plus Giveback H5216-435 (PPO) · Humana USAA Honor Giveback (PPO) …
- Blue Cross and Blue Shield of New Mexico3 terminations245 membersBlue Cross MA Dual Care Plus Preferred (PPO D-SNP) · Blue Cross Medicare Advantage Select (HMO) · Blue Cross Medicare Advantage Access (PPO)
Every affected plan in Luna County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Blue Cross and Blue Shield of IL, NM, OK, TX | Blue Cross MA Dual Care Plus Preferred (PPO D-SNP) H8634-009 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Blue Cross and Blue Shield of New Mexico | Blue Cross Medicare Advantage Select (HMO) H3251-002 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Blue Cross and Blue Shield of NM, TX | Blue Cross Medicare Advantage Access (PPO) H1666-021 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Humana | Humana Essentials Plus Giveback H5216-435 (PPO) H5216-435 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana Together in Health (PPO I-SNP) H5216-444 · PPO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Humana | Humana USAA Honor Giveback (PPO) H5216-436 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice - Diabetes and Heart (PPO C-SNP) H5216-443 · PPO C-SNP | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice H5216-223 (PPO) H5216-223 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice H5216-437 (PPO) H5216-437 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
Plans available in Luna County for 2027
Losing a plan does not mean losing options. 18 Medicare Advantage plans from 5 carriers are offered in Luna County, New Mexico for 2027. 16 have a $0 monthly premium, and 7 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage Essentials from UHC EP-1 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Extras from UHC EP-3 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Giveback from UHC EP-2 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP)Blue Cross and Blue Shield of IL, NM$0/moHMO-POS D-SNP | HMO-POS D-SNP | $0 |
| Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP)Blue Cross and Blue Shield of IL, NM$0/moHMO-POS D-SNP | HMO-POS D-SNP | $0 |
Showing the 5 lowest-premium of 18 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Luna County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in New Mexico
Humana
Blue Cross and Blue Shield of New Mexico
ZIP codes in Luna County
These changes apply to Medicare Advantage members living in Luna County, including these ZIP codes:
88029, 88030