Plan year 2027 · McKinley County, NM
Medicare Advantage plans leaving McKinley County, New Mexico in 2027
2 carriers are pulling plans from McKinley County for 2027: Blue Cross and Blue Shield of New Mexico and Humana.
Step 1 · Check your plan
Is your plan leaving McKinley County?
Tap your plan to see its 2027 status in McKinley County, or type its name.
Is your plan one of these?
2 carriers are changing coverage in McKinley County for 2027: 4 plan terminations and 1 service area reduction. Roughly 1,464 members in McKinley County are affected. 14 Medicare Advantage plans were offered here in 2026; 13 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in McKinley County
- Blue Cross and Blue Shield of New Mexico3 terminations1,251 membersBlue Cross MA Dual Care Plus Preferred (PPO D-SNP) · Blue Cross Medicare Advantage Select (HMO) · Blue Cross Medicare Advantage Access (PPO)
- Humana1 termination1 service area reduction213 membersHumanaChoice H5216-437 (PPO) · Humana Together in Health (PPO I-SNP)
Every affected plan in McKinley County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Blue Cross and Blue Shield of IL, NM, OK, TX | Blue Cross MA Dual Care Plus Preferred (PPO D-SNP) H8634-009 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Blue Cross and Blue Shield of New Mexico | Blue Cross Medicare Advantage Select (HMO) H3251-002 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Blue Cross and Blue Shield of NM, TX | Blue Cross Medicare Advantage Access (PPO) H1666-021 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Humana | Humana Together in Health (PPO I-SNP) H5216-444 · PPO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Humana | HumanaChoice H5216-437 (PPO) H5216-437 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
Plans available in McKinley County for 2027
Losing a plan does not mean losing options. 13 Medicare Advantage plans from 5 carriers are offered in McKinley County, New Mexico for 2027. 10 have a $0 monthly premium, and 7 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC NM-0006 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Patriot No Rx NM-MA02 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP)Blue Cross and Blue Shield of IL, NM$0/moHMO-POS D-SNP | HMO-POS D-SNP | $0 |
| Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP)Blue Cross and Blue Shield of IL, NM$0/moHMO-POS D-SNP | HMO-POS D-SNP | $0 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP)Humana$0/moPPO C-SNP | PPO C-SNP | $0 |
Showing the 5 lowest-premium of 13 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in McKinley County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in New Mexico
Blue Cross and Blue Shield of New Mexico
ZIP codes in McKinley County
These changes apply to Medicare Advantage members living in McKinley County, including these ZIP codes:
86504, 86515, 87045, 87301, 87305, 87310, 87311, 87312, 87313, 87316, 87317, 87319, 87320, 87322, 87323, 87325, 87326, 87327, 87328, 87347, 87365, 87375