Plan year 2027 · Blue Cross and Blue Shield of New Mexico · McKinley County, NM
Blue Cross and Blue Shield of New Mexico plans ending in McKinley County for 2027
Blue Cross and Blue Shield of New Mexico is ending 3 plans here for 2027 but still offers 2 other plans in McKinley County.
Step 1 · Check your plan
Is your Blue Cross and Blue Shield of New Mexico plan affected?
Tap your plan to see its 2027 status in McKinley County, or type its name.
Is your plan one of these?
Blue Cross and Blue Shield of New Mexico has notified CMS that 3 plans in McKinley County will no longer be offered starting January 1, 2027. Members will need to choose new coverage during the Annual Enrollment Period (October 15 – December 7, 2026). An estimated 1,251 Blue Cross and Blue Shield of New Mexico members in McKinley County are affected.
Affected Blue Cross and Blue Shield of New Mexico plans
| Plan | What's changing | Effective | What members must do |
|---|---|---|---|
Blue Cross MA Dual Care Plus Preferred (PPO D-SNP) H8634-009 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Blue Cross Medicare Advantage Select (HMO) H3251-002 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Blue Cross Medicare Advantage Access (PPO) H1666-021 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
What this means for you
If your plan is being terminated
The plan will not exist in 2027. If you do nothing, you return to Original Medicare on January 1 with no drug coverage. You get a Special Enrollment Period from December 8 through the end of February, and guaranteed-issue rights to buy a Medigap policy for 63 days after your coverage ends.
Can you stay with Blue Cross and Blue Shield of New Mexico in McKinley County?
Yes. Blue Cross and Blue Shield of New Mexico offers 2 other Medicare Advantage plans in McKinley County for 2027, so switching plans doesn't have to mean switching carriers. Check that your doctors and prescriptions carry over before you choose.
| Plan | Type | Monthly premium |
|---|---|---|
| Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP)Blue Cross and Blue Shield of IL, NM$0/moHMO-POS D-SNP | HMO-POS D-SNP | $0 |
| Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP)Blue Cross and Blue Shield of IL, NM$0/moHMO-POS D-SNP | HMO-POS D-SNP | $0 |
Plans available in McKinley County for 2027
Losing a plan does not mean losing options. 13 Medicare Advantage plans from 5 carriers are offered in McKinley County, New Mexico for 2027. 10 have a $0 monthly premium, and 7 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC NM-0006 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Patriot No Rx NM-MA02 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP)Blue Cross and Blue Shield of IL, NM$0/moHMO-POS D-SNP | HMO-POS D-SNP | $0 |
| Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP)Blue Cross and Blue Shield of IL, NM$0/moHMO-POS D-SNP | HMO-POS D-SNP | $0 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP)Humana$0/moPPO C-SNP | PPO C-SNP | $0 |
Showing the 5 lowest-premium of 13 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Other carriers changing plans in McKinley County
Other New Mexico counties Blue Cross and Blue Shield of New Mexico is leaving
Step 2 · Tell us where to send your options
Losing your Blue Cross and Blue Shield of New Mexico plan? Here are your options
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.