Plan year 2027 · San Miguel County, NM
Medicare Advantage plans leaving San Miguel County, New Mexico in 2027
4 carriers are pulling plans from San Miguel County for 2027: Blue Cross and Blue Shield of New Mexico, CHRISTUS Health Advantage, HealthSpring and 1 more.
Step 1 · Check your plan
Is your plan leaving San Miguel County?
Tap your plan to see its 2027 status in San Miguel County, or type its name.
Is your plan one of these?
4 carriers are changing coverage in San Miguel County for 2027: 6 plan terminations and 1 service area reduction. Roughly 558 members in San Miguel County are affected. 34 Medicare Advantage plans were offered here in 2026; 33 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in San Miguel County
- Blue Cross and Blue Shield of New Mexico3 terminations403 membersBlue Cross MA Dual Care Plus Preferred (PPO D-SNP) · Blue Cross Medicare Advantage Select (HMO) · Blue Cross Medicare Advantage Access (PPO)
- CHRISTUS Health Advantage2 terminations127 membersCHRISTUS Health Medicare Plus (HMO) · CHRISTUS Health Medicare Guardian (HMO)
- HealthSpring1 service area reduction28 membersHealthSpring Preferred (HMO)
- Humana1 terminationHumana Together in Health (PPO I-SNP)
Every affected plan in San Miguel County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Blue Cross and Blue Shield of IL, NM, OK, TX | Blue Cross MA Dual Care Plus Preferred (PPO D-SNP) H8634-009 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Blue Cross and Blue Shield of New Mexico | Blue Cross Medicare Advantage Select (HMO) H3251-002 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Blue Cross and Blue Shield of NM, TX | Blue Cross Medicare Advantage Access (PPO) H1666-021 · PPO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| CHRISTUS Health Advantage | CHRISTUS Health Medicare Guardian (HMO) H1189-007 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| CHRISTUS Health Advantage | CHRISTUS Health Medicare Plus (HMO) H1189-002 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| HealthSpring | HealthSpring Preferred (HMO) H0672-005 · HMO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana Together in Health (PPO I-SNP) H5216-444 · PPO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in San Miguel County for 2027
Losing a plan does not mean losing options. 33 Medicare Advantage plans from 6 carriers are offered in San Miguel County, New Mexico for 2027. 28 have a $0 monthly premium, and 7 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage Direct OTC from UHC NM-16 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Direct Plus from UHC NM-17 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Essentials from UHC NM-5 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Extras from UHC NM-13 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
| AARP Medicare Advantage Giveback from UHC NM-8 (PPO)UnitedHealthcare$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 33 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in San Miguel County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in New Mexico
Blue Cross and Blue Shield of New Mexico
CHRISTUS Health Advantage
HealthSpring
ZIP codes in San Miguel County
These changes apply to Medicare Advantage members living in San Miguel County, including these ZIP codes:
87538, 87552, 87560, 87562, 87565, 87569, 87573, 87583, 87701, 87711, 87731, 87742, 87745, 87746, 88416, 88421, 88439