Plan year 2027 · Placer County, CA
Medicare Advantage plans leaving Placer County, California in 2027
2 carriers are pulling plans from Placer County for 2027: Alignment Health Plan and Central Health.
Step 1 · Check your plan
Is your plan leaving Placer County?
Tap your plan to see its 2027 status in Placer County, or type its name.
Is your plan one of these?
2 carriers are changing coverage in Placer County for 2027: 4 plan terminations and 2 service area reductions. Roughly 1,171 members in Placer County are affected. 29 Medicare Advantage plans were offered here in 2026; 26 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Placer County
- Alignment Health Plan2 service area reductions947 membersAlignment Health Honor+ Plan (HMO) · Alignment Health My Choice (PPO)
- Central Health4 terminations224 membersCentral Health Embrace Choice Plan (HMO C-SNP) · Central Health Embrace Care Plan (HMO C-SNP) · Central Health Dual Access Plan (HMO D-SNP) …
Every affected plan in Placer County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Alignment Health Plan | Alignment Health Honor+ Plan (HMO) H3815-052 · HMO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Alignment Health Plan | Alignment Health My Choice (PPO) H4961-001 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Central Health Medicare Plan | Central Health Classic Care Plan III (HMO) H5649-023 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Dual Access Plan (HMO D-SNP) H5649-024 · HMO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Embrace Care Plan (HMO C-SNP) H5649-025 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Central Health Medicare Plan | Central Health Embrace Choice Plan (HMO C-SNP) H5649-026 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in Placer County for 2027
Losing a plan does not mean losing options. 26 Medicare Advantage plans from 7 carriers are offered in Placer County, California for 2027. 16 have a $0 monthly premium, and 2 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| AARP Medicare Advantage from UHC CA-023P (HMO-POS)UnitedHealthcare$0/moHMO-POS | HMO-POS | $0 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health My Choice 050 (HMO)Alignment Health Plan$0/moHMO | HMO | $0 |
Showing the 5 lowest-premium of 26 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Placer County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in California
Alignment Health Plan
ZIP codes in Placer County
These changes apply to Medicare Advantage members living in Placer County, including these ZIP codes:
95602, 95603, 95604, 95631, 95648, 95650, 95658, 95661, 95663, 95677, 95678, 95681, 95701, 95703, 95713, 95714, 95715, 95717, 95722, 95728, 95736, 95746, 95747, 95765, 96140, 96141, 96143, 96145, 96146, 96148