Plan year 2027 · Central Health · Stanislaus County, CA
Is Central Health leaving Stanislaus County in 2027?
Yes. Central Health won't offer Medicare Advantage plans in Stanislaus County in 2027, affecting about 77 members. 36 plans from other carriers are still offered here.
Step 1 · Check your plan
Is your Central Health plan affected?
Tap your plan to see its 2027 status in Stanislaus County, or type its name.
Is your plan one of these?
Central Health has notified CMS that 4 plans in Stanislaus County will no longer be offered starting January 1, 2027. Members will need to choose new coverage during the Annual Enrollment Period (October 15 – December 7, 2026). An estimated 77 Central Health members in Stanislaus County are affected.
Affected Central Health plans
| Plan | What's changing | Effective | What members must do |
|---|---|---|---|
Central Health Embrace Choice Plan (HMO C-SNP) H5649-026 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Central Health Embrace Care Plan (HMO C-SNP) H5649-025 · HMO C-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Central Health Dual Access Plan (HMO D-SNP) H5649-024 · HMO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Central Health Classic Care Plan III (HMO) H5649-023 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
What this means for you
If your plan is being terminated
The plan will not exist in 2027. If you do nothing, you return to Original Medicare on January 1 with no drug coverage. You get a Special Enrollment Period from December 8 through the end of February, and guaranteed-issue rights to buy a Medigap policy for 63 days after your coverage ends.
Can you stay with Central Health in Stanislaus County?
No. Central Health has no other Medicare Advantage plans in Stanislaus County for 2027, so you'll need a plan from a different carrier. 36 plans from 10 carriers are available.
Plans available in Stanislaus County for 2027
Losing a plan does not mean losing options. 36 Medicare Advantage plans from 10 carriers are offered in Stanislaus County, California for 2027. 20 have a $0 monthly premium, and 4 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| Alignment Health + AllCare Preferred 011 (HMO)Alignment Health Plan$0/moHMO | HMO | $0 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP)Alignment Health Plan$0/moHMO C-SNP | HMO C-SNP | $0 |
| Alignment Health My Choice 050 (HMO)Alignment Health Plan$0/moHMO | HMO | $0 |
Showing the 5 lowest-premium of 36 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Other carriers changing plans in Stanislaus County
Other California counties Central Health is leaving
Step 2 · Tell us where to send your options
Losing your Central Health plan? Here are your options
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.