Plan year 2027 · Cecil County, MD
Medicare Advantage plans leaving Cecil County, Maryland in 2027
2 carriers are pulling plans from Cecil County for 2027: Humana and Alterwood Advantage.
Step 1 · Check your plan
Is your plan leaving Cecil County?
Tap your plan to see its 2027 status in Cecil County, or type its name.
Is your plan one of these?
2 carriers are changing coverage in Cecil County for 2027: 3 plan terminations and 1 service area reduction. Roughly 205 members in Cecil County are affected. 19 Medicare Advantage plans were offered here in 2026; 16 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Cecil County
Every affected plan in Cecil County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Alterwood Advantage | Alterwood Advantage Choice Plus (HMO) H9306-002 · HMO | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Humana | Humana USAA Honor Giveback (PPO) H5216-386 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice SNP-DE H5216-377 (PPO D-SNP) H5216-377 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Humana | HumanaChoice SNP-DE H5216-459 (PPO D-SNP) H5216-459 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in Cecil County for 2027
Losing a plan does not mean losing options. 16 Medicare Advantage plans from 5 carriers are offered in Cecil County, Maryland for 2027. 11 have a $0 monthly premium, and 5 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| Alterwood Advantage Dual Secure (HMO D-SNP)Alterwood Advantage$0/moHMO D-SNP | HMO D-SNP | $0 |
| Alterwood Advantage Dual Value (HMO D-SNP)Alterwood Advantage$0/moHMO D-SNP | HMO D-SNP | $0 |
| Alterwood Advantage Freedom (HMO)Alterwood Advantage$0/moHMO | HMO | $0 |
| Alterwood Advantage Select (HMO)Alterwood Advantage$0/moHMO | HMO | $0 |
| CareFirst BlueCross BlueShield Advantage Essential (PPO)CareFirst BlueCross BlueShield Medicare Advantage$0/moPPO | PPO | $0 |
Showing the 5 lowest-premium of 16 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Cecil County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Maryland
Humana
ZIP codes in Cecil County
These changes apply to Medicare Advantage members living in Cecil County, including these ZIP codes:
21901, 21902, 21903, 21904, 21911, 21912, 21913, 21914, 21915, 21917, 21918, 21919, 21920, 21921, 21930