Plan year 2027 · Garrett County, MD
Is Humana leaving Garrett County in 2027?
Yes. Humana won't offer Medicare Advantage plans in Garrett County in 2027, affecting about 967 members. 6 plans from other carriers are still offered here.
Step 1 · Check your plan
Is your plan leaving Garrett County?
Tap your plan to see its 2027 status in Garrett County, or type its name.
Is your plan one of these?
Showing the 8 largest of 10 changing plans. Don't see yours? Type it below.
2 carriers are changing coverage in Garrett County for 2027: 5 plan terminations and 5 service area reductions. Roughly 967 members in Garrett County are affected. 12 Medicare Advantage plans were offered here in 2026; 6 are offered for 2027. If you're enrolled in one of the plans below, you'll need to pick a new plan for January 1, 2027.
Carriers with changes in Garrett County
- Humana2 terminations5 service area reductions967 membersHumanaChoice H5216-376 (PPO) · Humana USAA Honor Giveback (PPO) · Humana USAA Honor Giveback (PPO) …
- Provider Partners Health Plans3 terminationsProvider Partners Maryland Advantage Plan (HMO I-SNP) · Provider Partners Maryland Essential Plan (HMO I-SNP) · Provider Partners Maryland Community Plan (HMO I-SNP)
Every affected plan in Garrett County
Sorted by carrier. Effective dates are for the 2027 plan year.
| Carrier | Plan | What's changing | Effective | What members must do |
|---|---|---|---|---|
| Humana | Humana USAA Honor Giveback (PPO) H5216-379 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | Humana USAA Honor Giveback (PPO) H5216-386 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice H5216-376 (PPO) H5216-376 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice H5216-387 (PPO) H5216-387 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice H7617-044 (PPO) H7617-044 · PPO | Service Area Reduction | January 1, 2027 | Confirm whether your county is still covered. |
| Humana | HumanaChoice SNP-DE H5216-377 (PPO D-SNP) H5216-377 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Humana | HumanaChoice SNP-DE H5216-459 (PPO D-SNP) H5216-459 · PPO D-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Provider Partners Health Plans | Provider Partners Maryland Advantage Plan (HMO I-SNP) H8067-001 · HMO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Provider Partners Health Plans | Provider Partners Maryland Community Plan (HMO I-SNP) H8067-003 · HMO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
| Provider Partners Health Plans | Provider Partners Maryland Essential Plan (HMO I-SNP) H8067-004 · HMO I-SNP | Termination | January 1, 2027 | Choose a new plan before the deadline. |
Plans available in Garrett County for 2027
Losing a plan does not mean losing options. 6 Medicare Advantage plans from 3 carriers are offered in Garrett County, Maryland for 2027. 3 have a $0 monthly premium, and 2 are D-SNP plans for people with both Medicare and Medicaid.
| Plan | Type | Monthly premium |
|---|---|---|
| CareFirst BlueCross BlueShield Advantage Essential (PPO)CareFirst BlueCross BlueShield Medicare Advantage$0/moPPO | PPO | $0 |
| CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare Advantage$0/moPPO | PPO | $0 |
| UHC Dual Complete MD-S002 (HMO D-SNP)UnitedHealthcare$0/moHMO D-SNP | HMO D-SNP | $0 |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP)CareFirst BlueCross BlueShield Advantage DualPrime$5.70/moHMO D-SNP | HMO D-SNP | $5.70 |
| CareFirst BlueCross BlueShield Advantage Complete (PPO)CareFirst BlueCross BlueShield Medicare Advantage$45/moPPO | PPO | $45 |
Showing the 5 lowest-premium of 6 available plans. 2027 star ratings are published by CMS in early October 2026. Premiums shown are the consolidated Part C + D monthly premium.
Dates that matter
Your ANOC letter arrives
Carriers must mail the Annual Notice of Change — and non-renewal notices — before enrollment opens.
Annual Enrollment Period
Pick your 2027 plan. Coverage you choose starts January 1, 2027.
How it works →Special Enrollment Period
Members of terminated plans get extra time to choose a new Medicare Advantage or Part D plan.
How it works →Guaranteed-issue Medigap window
Losing your plan gives you the right to buy select Medigap policies with no health questions.
Medicare Advantage Open Enrollment
Already in a Medicare Advantage plan on January 1? You can make one change: switch plans or go back to Original Medicare.
How it works →
Step 2 · Tell us where to send your options
Your 2027 options in Garrett County
Step 3 · Choose your path
You're all set.
Both options are free. Either way, your information stays with our office.
Where else these carriers are leaving in Maryland
Humana
ZIP codes in Garrett County
These changes apply to Medicare Advantage members living in Garrett County, including these ZIP codes:
21520, 21521, 21523, 21531, 21536, 21538, 21539, 21541, 21550, 21561, 21562